|
|
|
|
|
|
|
|
|
BENEFIT
|
SUM INSURED (US$)
|
EXCESS
|
|
1. Personal Accident (Accidental death
and/or permanent total
disability.
1.1 Inflight/Public
Conveyance Cover
1.2 24 Hour
Cover
|
US $10 000
US $15 000
|
None
None
|
|
2. Medical
Expenses & Assistance
Services
2.1 Personal
Emergency Assistance Services
Cover
Including:
(1) Transmission
of Urgent Messages
(2) Consular
Referral
2.2 Emergency
Medical Expenses including:
(1) Medical
Assistance/Monitoring
(2) Direct
payment of In-patient Medical Bills
NOTE:
- Cover in
respect of illness/sickness is limited to International Trips only.
- Cover in
respect of Dental and Optical charges are limited to US $500 except where
caused by accidental bodily injury.
|
Unlimited
US $250,000
|
None
US $100 Each and Every Out-patient Claim.
In-patient no Excess
|
|
3. Transport
and Repatriation including:
(1) Return
after Medical Treatment
(2) Return
of Travel Companion
(3) Return
of Accompanying Children
(4) Visit by
a Family Member
(5) Burial,
Cremation or Return of Mortal
Remains
(6) Emergency
Travel and Accommodation
Arrangements
(7) Return
in case of Death or imminent
Death of Close Relative or Business
Associate
|
US $20 000
|
US $100 Each and Every Claim
|
|
4. Hospital Cash
|
US $200
|
24 Hours
|
|
5. Hijack
|
US $200
|
12 Hours
|
|
6. Cancellation and/or Curtailment
|
US $1 400
|
US $100 Each and Every Claim
|
|
7. Baggage
Loss
NOTE:
- Maximum
Insured value of one item US $190
- Contact
Lenses/Prescription Spectacles/Sunglasses-Limited to US $100 per, pair
excess of 15% minimum US $15
|
US $500
|
15% of Loss Each and Every Claim
|
|
8. Baggage delay
|
US $100
|
12 Hours
|
|
9. Travel delay
|
US $100
|
24 Hours
|
|
10. Stolen/Loss of cash and/or documents
|
US $100
|
US $10 Each and Every Claim
|
|
11. Personal Liability
|
US $400 000
|
None
|
AIG TRAVEL INSURANCE POLICY
HOW MUCH DOES IT COST?
Premium per Person US$ 4Per
day.
Training Levy: Additional
0.45% of the premium.
NOTE: A GROUP IS A MINIMUM OF 10 PEOPLE
TRAVELLING ON AN IDENTICAL ITINERARY
INDIVIDUAL COVER
BACK
TO TOP
|
BENEFIT
|
SUM INSURED PER PERSON PER INSURED JOURNEY
|
EXCESS
|
|
1. Personal
Accident (Accidental death and/or Permanent Disablement)
1.1 In-flight/Public
Conveyance Cover
1.2 24 Hour
Cover
|
US $65 000
US $20 000
|
None
None
|
|
2.
Medical Expenses and Assistance Services
2.1 Personal
Emergency Assistance Services
Cover include:
(1) Transmission
of Urgent Messages
(2) Consular
Referral
2.2 Emergency
Medical Expenses including:
(1) Medical
Assistance/Monitoring
(2) Direct
payment of In-patient Medical Bills
(3) Over 75
yrs Double Premium.
2.3 Transportation
and/or Repatriation including:
(1) Return
after Medical Treatment
(2) Return
of Travel Companion
(3) Return
of Accompanying Children
(4) Visit by
a Family Member
(5) Burial,
Cremation or Return of Mortal
Remains
(6) Emergency
Travel and Accommodation
Arrangements
(7) Return
in case of Death or imminent Death of
Close Relative or Business Associate
NOTE:
- Cover in
respect of illness/sickness is limited to International Trips only.
- Cover in
respect of Dental and Optical charges arelimited to US $500 except where
caused by accidental bodily injury.
|
Unlimited
US $40 000
US $10 000
US $20 000
|
None
US $100 Each and Every out-patient Claim.
In-patient Claims no Excess.
US $100 Each and Every Claim.
|
|
3. Baggage
Loss
NOTE:
- Maximum Insured value of any one item US $190
- Contact lenses/Prescription Spectacles/Sunglasses -
limited to US $100 per pair, excess of
15% minimum US $15
|
US $1 000
|
US $50 Each and Every Claim
|
|
4. Stolen/Loss of Cash/documents
|
US $500
|
US $50 Each and Every Claim
|
|
5. Personal Liability
|
US $300 000
|
None
|
|
6. Flight Cancellation and/or Curtailment
|
US $3 000
|
US $100 Each and Every Claim
|
Additional baggage loss limits available on request.
|
AIG TRAVEL INSURANCE POLICY
HOW MUCH DOES IT COST?
|
SHORT PERIOD TRAVEL
|
PREMIUM PER PERSON
|
|
1-5 days
|
US$ 39
|
|
6-10 days
|
US$ 71
|
|
11-15 days
|
US$ 101
|
|
16-20 days
|
US$ 126
|
|
21-25 days
|
US$ 151
|
|
26-30 days
|
US$ 176
|
Each additional week after
30 Days US$ 13
Annual Premium US$273.
Training Levy: Additional
0.2% of the premium.
|
STUDENT COVER
BACK
TO TOP
|
BENEFIT
|
SUM INSURED (US$)
|
EXCESS
|
|
1. Personal
Accident (Accidental death
and/or Total Disablement)
1.1 Inflight/Public
Conveyance Cover
1.2 24 Hour Cover
|
US $6 000
US $6 000
|
None
None
|
|
2. Medical
Expenses & Assistance Services
2.1 Personal
Emergency Assistance Services Cover
Including:
(1) Transmission
of Urgent Messages
(2) Consular
Referral
2.2 Emergency
Medical Expenses including:
(1) Medical
Assistance/Monitoring
(2) Direct
payment of In-patient Medical Bills
NOTE:
- Cover in
respect of illness/sickness is limited to International Trips only.
- Cover
in respect of Dental and Optical charges are limited to US $500 except where
caused by accidental bodily injury.
|
Unlimited
US $60 000
|
None
US $100 Each and Every out-patient Claim.
In-patient Claims no Excess.
|
|
3. Transport
and Repatriation
3.1 Transport
and/or Repatriation including:
(1) Return
after Medical Treatment
(2) Return
of Travel Companion
(3) Return
of Accompanying Children
(4) Visit by
a Family Member
(5) Burial
cremation or Return of Mortal Remains
(6) Emergency
Travel and Accommodation
Arrangements
(7) Return
in case of Death or imminent Death of
Close Relative or Business Associate
|
US $20 000
|
US $100 Each and Every Claim
|
AIG TRAVEL
INSURANCE POLICY
Don’t leave home without
it.
Alico offers premier travel
Insurance cover for local and international travel:
Protection that has been
exclusively developed for all travelers and is designed to provide
cover for
all kinds of hazards anywhere in the world.
HOW MUCH DOES IT COST?
|
SHORT PERIOD TRAVEL
|
Premium Per Person
|
|
1-5 Days
|
US$ 10
|
|
6-10 Days
|
US$ 18
|
|
11-15 Days
|
US$ 26
|
|
16-20 Days
|
US$ 30
|
|
21-25 Days
|
US$ 44
|
|
26-30 Days
|
US$ 54
|
EACH ADDITIONAL WEEK US$
10
FREQUENT TRAVELLER`S
ANNUAL PREMIUM - US$ 202
Training Levy: Additional
0.2% of the premium.
BACK TO TOP
World Business
Card Schedule of Benefits
|
Section
|
The Schedule of Compensation
applicable under each Section of this Policy for each Insured Person during
each Period of Travel.
|
Platinum
|
Gold
|
Silver
|
|
|
|
|
|
|
|
1.
|
MEDICAL EXPENSES
|
|
|
|
|
1A.
|
Medical
Expenses
|
$ 250,000
|
$ 200,000
|
$ 150,000
|
|
|
Deductible
for out-patient treatment
|
$ 100
|
$ 100
|
$ 100
|
|
1B.
|
Follow-up
treatment in Kenya
|
$ 2,000
|
$ 1,500
|
$ 750
|
|
1C.
|
Medical
Evacuation Expenses
|
$ 40,000
|
$ 30,000
|
$ 20,000
|
|
1D.
|
Repatriation
of Mortal Remains/Burial Expenses
|
$ 30,000
|
$ 20,000
|
$ 10,000
|
|
1E.
|
Coffin
Expense
|
$ 1,300
|
$ 1,300
|
$ 1,300
|
|
1F.
|
Accompanying
Family Member
|
$ 2,000
|
$ 1,500
|
$ 1,000
|
|
|
|
|
|
|
|
2.
|
PERSONAL ACCIDENT
|
|
|
|
|
2A.
|
Death,
Disability or Injury
|
$ 65,000
|
$ 60,000
|
$ 55,000
|
|
2B.
|
Spouse
Accidental Death Cover
|
$ 3,500
|
$ 2,500
|
$ 1,500
|
|
2C.
|
Education
Fund Supplement - Per child
|
$ 1,000
|
$ 750
|
$ 500
|
|
|
|
|
|
|
|
3.
|
AIG ASSIST
|
|
|
|
|
3A.
|
Assistance
Services
|
Assistance Service Only
|
|
3B.
|
Premature
return in case of death or imminent death of a Relative of Business Associate
|
$ 2,500
|
$ 1,500
|
$ 1,000
|
|
3D.
|
Legal
Assistance
|
$ 2,000
|
$ 1,500
|
$ 1,000
|
|
|
|
|
|
|
|
4.
|
ALTERNATIVE
EMPLOYEE OR RESUMPTION OF ASSIGNMENT EXPENSES
|
$ 3,500
|
$ 3,000
|
$ 2,000
|
|
|
|
|
|
|
|
5
|
TRIP CANCELLATION AND
CURTAILMENT
|
|
|
|
|
5A.
|
Lossed
Deposits
|
$ 2,500
|
$ 2,000
|
$ 1,000
|
|
5B.
|
Cancellation
or Curtailment
|
$ 3,000
|
$ 2,500
|
$ 2,000
|
|
|
Deductible
|
$ 100
|
$ 100
|
$ 100
|
|
|
|
|
|
|
|
6.
|
LUGGAGE,
TRADE SAMPLES, PERSONAL EFFECTS, TRAVEL DOCUMENTS, MONEY AND CREDIT CARDS
|
|
|
|
|
|
Loss or
theft
|
$ 2,500
|
$ 2,000
|
$ 1,500
|
|
|
Deductible
|
$ 50
|
$ 50
|
$ 50
|
|
|
Delay
|
$ 250
|
$ 200
|
$ 150
|
|
|
Deductible
|
6 hours
|
7 hours
|
8 hours
|
|
|
|
|
|
|
|
7.
|
TRAVEL DELAY
|
$ 200
|
$ 200
|
$ 200
|
|
|
Deductible
|
4 hours
|
4 hours
|
4 hours
|
|
|
|
|
|
|
|
8.
|
PERSONAL LIABILITY
|
|
|
|
|
|
Bodily
Damage
|
$ 380,000
|
$ 300,000
|
$ 250,000
|
|
|
Material
Damage
|
$ 380,000
|
$ 300,000
|
$ 250,000
|
|
|
Deductible
|
$ 150
|
$ 150
|
$ 150
|
|
|
Per event
Limit – Bodily and Material Damage
|
$ 400,000
|
$ 350,000
|
$ 300,000
|
|
|
|
|
|
|
|
9.
|
HIJACK, KIDNAP AND
WRONGFUL DETENTION
|
|
|
|
|
|
Hi-jack
|
$ 1,500
|
$ 1,000
|
$ 600
|
|
|
Kidnap and
Wrongful Detention
|
$ 100,000
|
$ 75,000
|
$ 50,000
|
|
|
|
|
|
|
|
|
ANNUAL PREMIUM
DAILY RATES
DEPOSIT PREMIUM
|
$ 315
$ 5.5
Kshs. 190,000
|
$ 280
$ 5.0
Kshs 165,000
|
$ 250
$4.5
Kshs. 125,000
|
BACK
TO TOP
|
|
Related
information:
»
What
we do..
»
Why
choose us..
»
Our
Terms of conditions
»
Contact
us..
|
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